Bayfield Mortgage Professionals Ltd

Bayfield Mortgage Professionals Ltd

I’m a licensed broker with over 18 years of experience in providing financing for my clients and working with Bayfield Mortgage Professionals Ltd which provides access to the Verico Mortgage Brokers Network, the largest broker network in Canada.

After thorough consultation, I ensure that your mortgage financing is structured to suit your unique needs, goals and entire financial portfolio then match your profile to the appropriate lender and product. Importantly, I do the negotiating and shopping around for you throughout dozens of lenders I’m a licensed broker with over 18 years of experience in providing financing for my clients and working with Bayfield Mortgage Professionals Ltd which provides access to the Verico Mortgage Brokers Network, the largest broker network in Canada.

After thorough consultation, I ensure that your mortgage financing is structured to suit your unique needs, goals and entire financial portfolio then match your profile to the appropriate lender and product. Importantly, I do the negotiating and shopping around for you throughout dozens of lenders and 100’s of products to get you the best deal for the most suitable financing. Product and client type:
• 1st, 2nd, and 3rd mortgages
• All Property Types
• Bank, Credit Union, Trust Company, Monoline, Private Lenders
• Self-Employed
• Stated, Little or No Income Verification
• First-Time Buyer
• Purchase – Relocating, Upsizing, Downsizing
• Purchase Plus Improvements
• Rental/Income/Second Home
• Construction Financing
• Equity Take Out
• Credit Concerns
• Life Event – Accident, Illness, Divorce, etc.
• Debt Consolidation
• New to Canada
• Down Payment Type – Minimal, Flexible (Borrowed), Gifted, WCB Pay-Out Legal Settlement, Etc.
• Renewal/Transfer/No Cost Switch
• Refinance

Additional Products:
• Home Equity Line of Credit
• Reverse Annuity Mortgages (Home Income Plan- No Payments)
• Unregistered and Registered Investments (GIC’s and RRSP’s)
• Secured and Unsecured Credit Cards
• Mortgage Life/Disability Insurance

Additional Services:
• Credit Repair/Counselling
• Ongoing Education and Information
• Annual Mortgage Reviews
• Payment Review Service
• Spending and Budgeting Plans
• Mortgage Payment Optimization Plans

The vast majority of my services are of absolutely no cost to you so please feel free contact me at any time to start your consultation.

Spencer Ennis

Contact

Telephone: 604-897-4340
info@spencerennis.ca
Website:
http://www.spencerennis.ca/